Privacy & Legal Info
Legal & Licensing
Disclaimer
The information contained in this web site is for general information purposes only and is provided on an "as is" basis without any warranties of any kind that the material is suitable for your needs,
error free or otherwise. Though an effort has been made to provide complete information, ARS Specialty Insurance Services, LLC assumes no liability for the completeness of the information
provided in the web site.
Not Legal Advice
The information presented on this web site is not to be construed as legal advice. Legal advice must be tailored to the specific circumstances of each case. Every effort has been made to assure that this information is up-to-date as of the date of publication. It is not intended to be a full and exhaustive explanation of the law in any area. This information is not intended as legal advice and may not be
used as legal advice. It should not be used to replace the advice of your own legal counsel.
Trademark and Copyright Ownership
The materials on this site, including copyrighted material, service marks, trademarks, and trade names, are owned by ARS Specialty Insurance Services, LLC. Using any materials from this site is prohibited; however, you may print or download a reference copy for your own personal or non-commercial use provided that you do not remove our copyright, trademark or other legal notices. Any other modification or use of the materials on this site violates proprietary rights.
Licensing
Arizona: 906864
California: 0F97731
Privacy Statement
Title V of the Gramm-Leach-Bliley Act ("GLBA") and the laws of the State of California generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our
privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and California law, we are providing you with this document, which notifies you of the privacy policies and practices of ARS Specialty Insurance Services, LLC (hereinafter "ARS").
Privacy Policies and Practices
ARS delivers services to our clients' through the Internet and other means faster and more efficiently than ever before. The free flow of information must be balanced against data protection interests, and ARS believes that a fair balance makes good business sense.
This Internet Privacy Policy describes the privacy policy applicable to ARS Internet website, www.arssis.com. This site provides links to non-ARS sites that may carry different privacy notices.
Terms & Conditions of Access
Please read our Terms & Conditions agreement carefully before using this site. If you have any questions about this, or any other section of our website, please contact ARS Customer Service at (866) 376-0048.
Website Data Collection Practices
Visitors to the ARS website are not asked to reveal any individually identifiable information. We collect some information about visitors indirectly through standard web logs, including IP address, what browser is being used
(e.g. AOL, Internet Explorer, Firefox, Netscape, Opera, etc), and the domain name from which a visitor entered the site (e.g., www.yourcompany.com or www.youruniversity.edu). We normally use this information in the aggregate to administer and improve our website. Some data may be traceable to an individual, but we do not normally seek to identify individuals unless we believe that someone is using our site improperly.
Some existing customers come to our website and may have IDs and passwords already assigned. Others who register at our website are asked to provide standard contact information, such as name, mailing and email addresses, and telephone numbers. We may also collect a credit card number from those who register through the website to buy products and services.
Through our website, we provide opportunities for users to receive sales or promotional information about ARS products and services of interest to them. A user who agrees may be asked to provide contact information (e.g., name, mailing address, email address, telephone and fax number) that we will use to provide information about these products and services.
Website visitors may choose to submit business profile information. The information submitted then becomes a part of the ARS database, which helps us provide high quality business information services. Being listed in the
ARS database offers benefits to businesses on services we provide.
Cookies
We may sometimes use an Internet device called a cookie to store login or other information on your computer. A cookie is a small amount of information that a web site transfers to your computer's hard drive. We use cookies to
simplify your access and to tailor our services to your needs and interests. For some services, we offer users the choice of having an ID or password stored in a cookie so that you do not need to re-enter it when you return to the site. We do not store credit card numbers in cookies. No other site can read a cookie set by ARS, and we cannot read a cookie that another web site wrote to your computer. Most Internet browsers are set to accept cookies. Users can reset browsers to refuse cookies and still use our website, although access may be slower and less convenient.
We use a third-party contractor to monitor how our guests use our website and to determine which of our online features they prefer. We report information to our contractor about our customers and the products and services they order, as well as aggregated, non-identifiable information about our guests' use of our site, solely for our internal use. For further information, including how to opt-out, please contact us at webmaster@arssis.com.
Use, Disclosure, and Choice
Personally identifiable information is used and disclosed as described below.
ARS collects individually identifiable information from registered users to complete business transactions, fill and confirm orders for services, administer individual accounts, updating ARS's databases, provide customer support
and meet government regulatory requirements. Users may be contacted as necessary for these purposes. We ask each registered user to choose whether to receive promotional email updates about products and services offered
by ARS, and we will honor the choices made.
ARS relies on various service providers and other contractors to support its Internet sites and ARS's business operations. ARS shares information with contractors who directly support the Internet services and who only use
the information on our behalf in accordance with this policy. We also share information with credit card processors, auditors, lawyers or other contractors, but we require that recipients use the information only on our behalf for the purpose of the disclosure and that they destroy or return the information when it is no longer needed. These third parties' own privacy notices govern any information that they may collect on their own. When necessary or appropriate, we may disclose information in response to a court order or subpoena or when otherwise legally required. We may also disclose information as appropriate to protect our website or legal rights, or in connection with a sale or merger involving the ARS assets or businesses for which the information is maintained.
From time to time, ARS compiles online transaction and registration information for internal analyses such as researching and identifying market segments and needs. This information may be collected for various business
decision-making purposes. A company representative who registers at the website may be offered an opportunity to obtain services from ARS for the company and may also be added to our database. Any person included in the
ARS database may ask to be excluded from business lists for marketing purposes. For more information, contact ARS Customer Service at (866) 376-0048.
Confidentiality and Security Safeguards
ARS takes technical, administrative and physical steps to protect against anticipated hazards such as unauthorized access to and disclosure of individually identifiable information. ARS does not store users' personally identifiable information on its web servers. ARS employees who handle confidential or proprietary information must treat it confidentially and may not disclose it to unauthorized third parties. ARS employees are also responsible for the internal security of the information. Employees who violate ARS's privacy policies are subject to a range of disciplinary actions.
Data Quality
Data quality is at the heart and soul of any successful service-based company. Working to ensure that data are up-to-date and accurate benefits the data subject and ARS. To help ensure quality data, ARS employs extensive
measures, which may include direct contacts with businesses and quality review at both the point of collection and at the end of the data collection process.
Access and Correction
Users of the ARS website may contact ARS Customer Service to see or change an Internet registration record, opt out of receiving email updates about ARS products and services, or to be removed from the ARS database.
Updates to ARS's Data Protection Practices over the Internet
To keep up with the rapidly evolving Internet environment, ARS will from time to time review and revise these practices and communicate any updates. Minor changes may be made at anytime without notice. We will update
the release date of the notice when such changes are made.
Dispute Resolution
Any controversy or claim arising out of, or relating to our privacy policy, or breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
Electronic Authorization
By using this site, I am indicating that I have read the privacy policy of ARS Specialty Insurance Services, LLC, and understand its terms. No promises or representations have been made to induce me to use this site,
products, or the services listed herein.
Want to Know More?
For more information about ARS's privacy policies and practices, or our data protection practices, please contact ARS Customer Service at (866) 376-0048, or you may write to us by mail or email at the address below. We will
do our best to resolve any problems as quickly as possible.
ARS Specialty Insurance Services, LLC
Attn: Webmaster
1946 Ferndale Pl
Thousand Oaks, CA 91360-2138
E-mail: See "Contact Us' Page
Licensed in: AZ, CA
